BPJS Registration
BPJS or Badan Penyelenggara Jaminan Sosial is government institution that responsibility and provide for designed to provide social security consisting of healthcare, pensions, work injury compensation, and life insurance to Indonesian citizens. BPJS registration is mandatory for Indonesian citizens and long-term residents, including certain categories of foreigners holding KITAS or KITAP. Companies operating in Indonesia also must enroll their employees in BPJS programs to comply with Indonesian regulations.
Indonesia offers two main types of BPJS programs:
BPJS Kesehatan (Health Insurance)
BPJS Kesehatan is Indonesia’s national healthcare program that provides medical coverage for residents and employees.
All companies operating in Indonesia must register their employees with BPJS Kesehatan. Employers also pay monthly contributions for their staff.
The total contribution equals 5% of the employee’s salary, which is 4% paid by the employer and 1% paid by the employee.
BPJS Kesehatan offers three hospital service classes, Class I, Class II and Class III. The employee’s salary usually determines the class category
BPJS Ketenagakerjaan (Employment Social Security)
BPJS Ketenagakerjaan (also known as BPJAMSOSTEK) provides protection against work-related risks. For expatriates working in Bali, this is equally important and mandatory for legal employment.
The monthly contribution for BPJS Ketenagakerjaan (Social Security) should be paid by company and the employee. Amount paid is depending on the kind of protection and employee’s salary.
This programme will protect the employee during working time as well. Basic protection includes :
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Jaminan Hari Tua (Old Age Protection).
This protection will benefit you once you leave the company. Company contribution for this protection is 3.7% and employee contribution is 2%. -
Jaminan Kecelakaan Kerja (Working Accident Protection).
Will protect the employee during working hours suppose you experience if any accident. Full contribution by the company 0.24% - 1.74%. -
Jaminan Kematian (Death Protection).
By this protection, the employee will receive the benefit if the employee die while working for the company . Full contribution by the company 0.3%. -
Jaminan Pensiun (Pension Protection).
The employee will receive the compensation if they reach pension age. Company contribution for this protection is 2% and employee contribution is 1%.
What is the Requirements for BPJS Registration
Documents required for BPJS registration, as follows:
- Copy of company legal documents.
- Copy of ID card (KTP) and family register of the person in charge.
- Employee list including email address, phone number, and salary details.
- Copy of KTP and family register for Indonesian employees.
- Copy of passport, stay permit (ITAS), and work permit for foreign employees.
- Selected healthcare facility (Faskes) for each employee.
FREQUENTLY ASKED QUESTIONS (FAQ)
Yes. Foreigners holding KITAS or KITAP and staying in Indonesia for more than 6 months are required to register for BPJS. For foreign employees, active BPJS membership is also mandatory for Work KITAS extension and renewal. Yes. Foreigners holding KITAS or KITAP and staying in Indonesia for more than 6 months are required to register for BPJS.
You must first go to your registered "Faskes" (First-level clinic). For emergencies, you can go to any hospital ER that partners with BPJS.
Yes. BPJS coverage is valid throughout Indonesia.
Your BPJS account may be suspended, and penalties can apply when reactivating the membership.
If you are leaving Indonesia permanently and your KITAS is cancelled (EPO), you can claim and withdraw your JHT balance in full.
Contact Us for Assistance
Our team at Bali Visa Advisor can assist you with the complete BPJS registration process for your company and employees in Bali. Contact us today for consultation and professional assistance.
